Non-custodial · Tron, BNB Chain, Base
Take stablecoin payments straight into your own wallet
Payaider watches Tron, BNB Smart Chain and Base, matches each payment to the intent you created, and tells your server with a signed webhook. The funds move from your customer’s wallet to yours — we never hold them, and we hold no key for any wallet you list.
Test keys issued immediately · no documents required to try it
On the lineTwo wallets, and one transfer between them. Your customer's funds reach your address directly.
Off the linePayaider observes the chain and matches the transfer to your intent. It is never a stop on the route.
What followsA signed payment.confirmed event, once the network has given the confirmations it requires.
How it works
Three steps, and in none of them does an account of ours hold your money.
Create a payment intent
Your server asks for an amount, an asset and a network. Payaider answers with one of your own payout addresses on that network, the exact amount the customer must send, and the moment the intent expires.
The customer pays your wallet
They open the hosted checkout and send the transfer themselves: address, amount and network, with a QR code built from those same three values. The transfer goes from their wallet to yours and passes through nothing of ours on the way.
You get payment.confirmed
Once the transfer has the confirmations that network requires, Payaider posts a signed payment.confirmed event to your endpoint. Verify the signature with your webhook secret, then release the goods.
Why non-custodial
It is a real trade rather than a feature, so here are both halves of it before you build anything.
What it gives you
Because the money never passes through Payaider, there is no account of ours holding it. It cannot be frozen while a review runs, it cannot be caught up in our insolvency, and there is nobody for a third party to order to hold it.
There is no balance to withdraw, no payout schedule and no rolling reserve, because we are never in possession of anything to release.
What it costs you
The same property makes mistakes final. A transfer sent to the wrong address is gone: we cannot reverse it, and neither can anyone else.
That is why every payout wallet has to prove ownership before it can receive anything — you either sign a challenge with the key that controls the wallet, or send a small payment from the address itself. Either one catches an address you cannot actually spend from while it is still only a typo in a form.
What you get
The parts around the transfer, which are the parts you would otherwise write.
Hosted checkout
The page your customer actually sees: the address, the amount, the network and how long is left, under your business name, logo and colour. It never asks them to create an account with us.
Signed webhooks, with retries
Every event is signed with your endpoint secret and carries its own id, so you can check that it came from us and safely ignore a repeat. A delivery your server refuses is retried with a growing gap between attempts.
KYB reviewed by a person
Test keys are issued the moment you sign up. Live keys are issued after an administrator has read your business documents, so a live key means somebody checked rather than that a form validated.
Fees billed, not deducted
The fee is a percentage of each payment you actually receive, priced in USD. It cannot be taken out of the transfer, because the transfer never reaches us: fees are recorded as your payments confirm and invoiced to you afterwards, so what your customer sends is what arrives in your wallet.
Start in test mode
Sign up and you have test keys straight away: create an intent, pay it on a test network, and watch the webhook land before you send a single document.
Live keys need KYB, and every payout wallet needs its ownership proved. Neither is required to try it.